City Union Bank: Bharat QR for UPI Payments

City Union Bank: Bharat QR for UPI Payments


City Union Bank: Bharat QR for UPI Payments


🌐 What Is Bharat QR?

Bharat QR is a common QR code platform developed by NPCI (National Payments Corporation of India), MasterCard, Visa, and American Express. It enables seamless and secure digital payments directly from bank accounts using UPI apps or card-linked wallets. City Union Bank supports Bharat QR as part of its UPI and digital banking services.


✅ Features of Bharat QR with City Union Bank

  • UPI Linked: Customers can scan Bharat QR using any UPI app (like BHIM, Google Pay, PhonePe, etc.) linked to their CUB account.
  • Multi-platform Support: Accepts payments via UPI, RuPay, Visa, Mastercard, and Amex cards.
  • No Need for Merchant POS Machines: Merchants can receive digital payments with just a static or dynamic QR code.
  • Real-time Payment Confirmation: Instant notifications for both sender and receiver.
  • Safe & Secure: No card swipe or cash handling; encrypted UPI authentication.


📆 How to Use Bharat QR for Payments with CUB

  1. Open any UPI-enabled mobile app (e.g., BHIM, CUB UPI, Google Pay)
  2. Select the Scan & Pay or Scan QR Code option
  3. Scan the merchant’s Bharat QR code
  4. Confirm merchant name, enter the amount
  5. Authorize using UPI PIN
  6. Receive confirmation of successful payment instantly


👨‍🎓 For Merchants: How to Accept Payments via Bharat QR

  • Register as a merchant with City Union Bank
  • Get a Bharat QR code assigned to your account
  • Print and display QR code at point of sale
  • Start accepting payments via UPI and card-linked wallets


📈 Advantages for Customers and Merchants

For Customers

For Merchants

Simple and quick payments

No need for expensive POS setup

Works across UPI apps

Accepts all major payment types

No need to carry cards

Instant credit to bank account

Safe, contactless process

Digital record of all payments




🚫 Things to Keep in Mind

  • Always verify merchant name before confirming payment
  • Never scan suspicious or unverified QR codes
  • Ensure UPI PIN is not shared or entered in unsafe apps


City Union Bank’s Bharat QR support empowers merchants and customers alike to embrace India’s digital payment ecosystem with convenience, safety, and interoperability.

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